Specialist Credit Consultant
Specialist credit consulting, virtual collections management, specialist debt recovery and creditor negotiation, backed by more than 25 years of commercial credit experience.
For more than 25 years, I’ve helped businesses improve cash flow, reduce credit risk and recover debt through practical, strategic credit management.
Why Aydin Credit Consulting
Our Services
Strengthen your credit function and improve cash flow.
We conduct an in-depth review of your end-to-end credit and collections operation to identify gaps, risks and opportunities, with practical recommendations designed to strengthen performance, improve processes and support cash flow.
Experienced collections support without the cost of a full-time hire.
Flexible outsourced support to manage your receivables portfolio, strengthen collection performance and support your finance team.
Professional recovery for overdue and difficult debts.
We manage overdue, complex and escalated accounts through structured, persistent and commercially focused recovery, while protecting your client relationships and business reputation wherever possible.
When the debt is significant, the right negotiation strategy matters.
We represent businesses and individuals dealing with substantial creditor obligations and negotiate directly with creditors on their behalf.
Strong collections start long before an invoice becomes overdue.
We develop and improve credit policies, collection processes and team capability to create stronger controls, earlier intervention and more consistent collection outcomes.
Our Brochure
Download the Aydin Credit Consulting brochure for an overview of how we can support your business with credit consulting, collections management, specialist debt recovery and creditor negotiation.
Download Our BrochureCommercial credit leadership and expertise
Across a wide range of industries
Improving cash flow and reducing financial risk
Practical advice aligned to your business
MEET CHARLIE AYDIN
After more than two decades leading credit functions and advising businesses, I’ve seen the same issue repeatedly: businesses don’t fail because they sell, they struggle because they don’t get paid.
My approach combines commercial experience with practical systems that improve cash flow without damaging customer relationships.
What Clients & Business Leaders Say
I worked closely with Charlie for over 10 years at Findex, where she held the senior role of Head of Credit and Credit Consulting Partner. During that time, I saw firsthand her expertise in credit management and debt recovery, including the management of a portfolio of approximately $440 million annually across Australia and New Zealand. Charlie brings deep technical knowledge, strong commercial judgement and a practical approach to credit, consistently delivering strong outcomes for the business. I have no hesitation recommending Charlie to businesses seeking experienced and commercially focused support with their credit management and debt recovery.
Industries
Every industry has different credit pressures, customer behaviours and collection challenges. We provide practical advice tailored to your environment, your customers and your cash flow priorities.
How It Works
Whether you need help recovering overdue debt, improving your collections process or strengthening your credit function, the approach is clear, commercial and outcome focused.
We clarify the issue, urgency, debtor position, current process and the outcome you need.
We review the debtor profile, credit settings, collection activity, escalation points and risk areas.
You receive practical recommendations focused on recovery, negotiation, prevention or process improvement.
Support may include debt collection, debt negotiation, monthly virtual collection services, training or policy development.
Proof & Outcomes
Aydin Credit Consulting helps businesses identify what is preventing cash from being collected and then applies practical steps to improve performance.
Improved collection cadence, escalation discipline and debtor follow-up so overdue balances are addressed earlier and more consistently.
Clearer reporting, accountability and prioritisation so business owners and leadership teams can see what needs action and why.
Commercial debt recovery and negotiation that aims to recover money while maintaining professional customer relationships where possible.
Professional Standards
Aydin Credit Consulting Pty Ltd takes a professional, ethical and commercially balanced approach to debt recovery, debt negotiation and credit management. The focus is on improving cash flow, reducing risk and protecting commercial relationships wherever possible.
FAQ
When overdue debt is affecting cash flow, internal follow-up has stalled, or the business needs a more structured and commercial approach.
Yes. Strong credit policies, early intervention, better terms and consistent collection processes can prevent debt issues before they escalate.
Yes. Support can include collection training, process improvement, escalation frameworks and credit policy development.
Yes. Monthly virtual collection services can support businesses that need regular collection discipline without hiring a full-time credit manager.
The approach is professional, structured and commercially balanced, with clear communication and negotiation where appropriate.
Services include detailed credit strategy reviews, debt collection, debt negotiation, ongoing monthly virtual collection services, collection training and credit policy development.
Insights
Clear, commercial insights to help businesses strengthen credit management, improve collections and protect cash flow.
A practical look at the warning signs that overdue debt is being driven by process gaps, not just customer behaviour.
Read More →Why effective debt recovery starts with stronger systems, clearer accountability and better customer management.
Read More →Practical strategies to improve collections performance while maintaining commercial relationships.
Read More →Book a Consultation
Whether you’re looking to improve cash flow, recover outstanding debts, negotiate debts with creditors, strengthen your credit management practices or engage a Virtual Credit Manager, Aydin Credit Consulting provides practical, commercially focused solutions tailored to your business.
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