Credit Consulting
Build stronger credit policies, assess risk and improve processes to protect cash flow and reduce bad debt.
Learn More →Specialist Credit Consultant
Your business is
owed money.
We help you get it.
For more than 25 years, I’ve helped businesses improve cash flow, reduce credit risk and recover debt through practical, strategic credit management.
Why Aydin Credit Consulting
Most businesses don’t
have a debt problem.
They have a credit
management problem.
We identify why debt becomes overdue and fix the system, not just the symptoms.
Stronger systems.
Better cash flow.
Better cash flow.
Prevention over cure.
Strategy over collection.
Strategy over collection.
Healthier businesses.
Stronger customer relationships.
Stronger customer relationships.
Our Services
Practical solutions. Measurable results.
Debt Recovery
Professional, commercial debt recovery that prioritises results while protecting customer relationships.
Learn More →Cash Flow Improvement
Reduce debtor days, increase collections and improve working capital with practical, data-driven strategies.
Learn More →Virtual Credit Manager
Executive credit leadership without the full-time cost. Ideal for businesses ready to strengthen their credit function.
Learn More →Debt Negotiation with Creditors
Support for debtors who owe money to creditors, including negotiating reduced settlements, affordable repayment arrangements and improved payment terms.
Learn More →25+
Years Experience
Commercial credit leadership and expertise
Hundreds
of Businesses Supported
Across a wide range of industries
Millions
in Receivables Managed
Improving cash flow and reducing financial risk
Tailored
Credit Solutions
Practical advice aligned to your business
MEET CHARLIE AYDIN
25+ years of experience.
A passion for better outcomes.
After more than two decades leading credit functions and advising businesses, I’ve seen the same issue repeatedly: businesses don’t fail because they sell, they struggle because they don’t get paid.
My approach combines commercial experience with practical systems that improve cash flow without damaging customer relationships.
Charlie Aydin
Founder • Aydin Credit Consulting
- Senior credit executive experience
- Practical, commercial advice
- Tailored to your business
- Strong negotiation skills
- Protecting customer relationships
- Focused on long-term cash flow improvement
Industries
Commercial credit expertise across a range of industries.
Every industry has different credit pressures, customer behaviours and collection challenges. We provide practical advice tailored to your environment, your customers and your cash flow priorities.
Professional Services
Private Schools & Education
Healthcare Services
Construction & Trade
Property & Real Estate
SMEs & Growing Businesses
How It Works
A practical process designed to move quickly.
Whether you need help recovering overdue debt, improving your collections process or strengthening your credit function, the approach is clear, commercial and outcome focused.
01
Initial Consultation
We clarify the issue, urgency, debtor position, current process and the outcome you need.
02
Credit Position Review
We review the debtor profile, credit settings, collection activity, escalation points and risk areas.
03
Action Plan
You receive practical recommendations focused on recovery, negotiation, prevention or process improvement.
04
Implementation Support
Support may include debt collection, debt negotiation, monthly virtual collection services, training or policy development.
Proof & Outcomes
Focused on commercial outcomes, not just activity.
Aydin Credit Consulting helps businesses identify what is preventing cash from being collected and then applies practical steps to improve performance.
Reduced overdue debt
Improved collection cadence, escalation discipline and debtor follow-up so overdue balances are addressed earlier and more consistently.
Improved debtor visibility
Clearer reporting, accountability and prioritisation so business owners and leadership teams can see what needs action and why.
Protected relationships
Commercial debt recovery and negotiation that aims to recover money while maintaining professional customer relationships where possible.
Professional Standards
Debt recovery should be firm, fair and commercially balanced.
Aydin Credit Consulting Pty Ltd takes a professional, ethical and commercially balanced approach to debt recovery, debt negotiation and credit management. The focus is on improving cash flow, reducing risk and protecting commercial relationships wherever possible.
FAQ
Common questions from businesses.
When should a business seek debt recovery support?
When overdue debt is affecting cash flow, internal follow-up has stalled, or the business needs a more structured and commercial approach.
Can you help before debts become overdue?
Yes. Strong credit policies, early intervention, better terms and consistent collection processes can prevent debt issues before they escalate.
Do you work with internal credit teams?
Yes. Support can include collection training, process improvement, escalation frameworks and credit policy development.
Can you provide ongoing monthly support?
Yes. Monthly virtual collection services can support businesses that need regular collection discipline without hiring a full-time credit manager.
How do you protect customer relationships?
The approach is professional, structured and commercially balanced, with clear communication and negotiation where appropriate.
What services are available?
Services include detailed credit strategy reviews, debt collection, debt negotiation, ongoing monthly virtual collection services, collection training and credit policy development.
Insights
Practical insights on credit, collections and cash flow.
Clear, commercial insights to help businesses strengthen credit management, improve collections and protect cash flow.
5 signs your credit process is costing you cash flow
A practical look at the warning signs that overdue debt is being driven by process gaps, not just customer behaviour.
Read More →Debt recovery vs credit management: why businesses need both
Why effective debt recovery starts with stronger systems, clearer accountability and better customer management.
Read More →How to reduce debtor days without damaging customer relationships
Practical strategies to improve collections performance while maintaining commercial relationships.
Read More →Book a Consultation
Need help improving cash flow, reducing overdue debt or strengthening your credit function?
Whether you’re looking to improve cash flow, recover outstanding debts, negotiate debts with creditors, strengthen your credit management practices or engage a Virtual Credit Manager, Aydin Credit Consulting provides practical, commercially focused solutions tailored to your business.
Book a ConsultationContact Us